Banking When the Bank is Shut – Token Maximalism
In this post I describe why freeing financial assets from the books of custodians and returning control of them to their owners could create significant benefits to an economy. This…
Can Blockchains Reduce the Impact of Data Breaches?
Another day, another catastrophic data breach. ; This time it’s medical records in Singapore, where I live. ; At this stage we’re almost immune to this kind of headline: Cyberattack…
Bitcoin’s payments are not peer-to-peer!
In this post I articulate what a peer-to-peer transaction is, why Bitcoin transactions are not peer-to-peer, and why it is important to understand the differences clearly. The post Bitcoin’s payments…
What is Blockchain?
Yesterday I did an recording where the interviewer asked me a simple question – what is blockchain? This got me thinking – I had no go-to answer for this. People…
Colin G Platt On Peer-to-Peer
Last week I went out with for a beer and pizza with Colin G Platt of Blockchain Insider fame after we did a podcast interview about my book The Basics…
Tokens – Lowering the Barriers to Innovation
I was getting my daily hit of Matt Levine’s excellent Money Stuff this morning (subscribe here!). In my favourite blockchain blockchain blockchain section he noted: But a popular pattern in…
Tokenisation – Innovation in Capital Markets
Here’s what I think is going on with digital assets and security tokens and why it’s the most exciting thing going on in finance right now. There are two parallel…
Who legally owns all the shares? Not you.
In this post I explore how legal title to publicly listed shares works in Hong Kong, the USA, and Singapore. Then I relate this to tokens recorded on blockchains. Hong…
State Sponsored Money – Under Pressure?
Today, state sponsored money is under pressure. The emergence of two threats has added urgency to the agenda to defend it. The post State Sponsored Money – Under Pressure? appeared…
Tokens: Shares with Benefits
This short post explores some of the additional value that tokenised assets on blockchains can add, over and above pure financial return. The assets in question could be shares, or…